hard work, dedication, and pride



With more than 18 years of experience, Rick is working to make Maryland an even better place to live.

proud to serve maryland

Rock Spring helps bring the American Dream to life with hard work, dedication, & pride.

About Us

With more than 18 years of experience, we have the expertise and the passion.


From front line sales, to back end processing, we're here for you.

Apply Online

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Your Broker

Rick Metzgar comes to the industry with 18 years of experience.  Starting out with his first job out of college, he worked his way through the sales ranks with MBNA America Bank where he learned the ropes of understanding credit and risk.  This created an appetite for growth in the industry which opened up an opportunity to learn the mortgage business.  Throughout his career, he has worked in various capacities within the mortgage banking industry.  From the front-line sales to the back-line processing end, this has led him to open up Rock Spring Financial Group, LLC.  Rock Spring is a local brokerage firm located in Bel Air, MD area.  What he enjoys the most about the business is seeing the American dream true with homeownership.  He is excited about being a part of the MMBBA and working together with the legislative group to make Maryland an even better place to live.  

Hard Work


& Pride

Rick can be found enjoying time with his family on the weekends and 3 sons and his wife Sarah.  He enjoys the game of golf and also is a Pastor in his local congregation Life City Church.

Rick is a proud member of the MMBBA (Maryland Mortgage Brokers & Bankers Association) and proudly serves on the legislative committee for them.

Contact Us


2021 A Emmorton Road
Suite 224
Bel Air, MD 21015